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Hard-to-Place Accounts • California Property �˽��ýӳ�� Melt Down - Who Can Help?

2023-11-14T18:42:17

The California Property �˽��ýӳ�� market is in a complete meltdown. Sources, Stories, supporting documentation - not required if you are in the industry. Its rough out there - I can promise you.

My Question is - Are there any new MGAs, MGUs, Insurers, Tech Insurers, Admitteds, Non-Admitters - entering what is now a hard to place property insurance market? DICs, DP3s, HO3s, HO6s, etc.

Thank You!

Statistics: Posted by scojo415 — Tue Nov 14, 2023 6:42 pm

Hard-to-Place Accounts • CARGO INSURANCE with diminished value and consequential loss coverage

2023-08-28T21:03:32

Hello,
One of my trucking customers (auto hauler) needs coverage for cargo to include diminished value/ consequential loss coverage. He only has 1 truck. Tried Lloyds through a couple of MGAs-no luck. Progressive, Northland, Canal-don't cover it.
Any ideas who might write it?
Thank you

Statistics: Posted by curve_1 — Mon Aug 28, 2023 9:03 pm

Opinions • AI - using ChatGPT

2023-07-12T13:48:48

Hello,

I would like to use AI to go through my emails to learn from the questions asked from client and answers provided by me. The intent is to create a FQA section and eventually respond to emails on my behalf.

Anyone been able to accomplish this?

Please reach out to me at sarkis @ calcocommercialinsurance.com or 818-906-7900

Statistics: Posted by ecigaretteinsurance — Wed Jul 12, 2023 1:48 pm

Hard-to-Place Accounts • Re: Offroad vehicle Repair shop (CA)

2023-06-03T06:38:44

It doesn't look like this forum is active much anymore. I see a bunch of posts with thousands of views and no replies.

Statistics: Posted by Rob — Sat Jun 03, 2023 6:38 am

Opinions • Off-road vehicle Repair - Garage or GL with GKLL

2023-05-25T23:06:52

Looking for some opinions. I have a garage account that services 100% off-road vehicles - ATV's, dirt bikes, buggies. Nothing that can be driven or requires a license. Pretty much every available E&S market declined or will only offer $300K. I was thinking, how do these types of businesses get coverage? So my thought went to perhaps a GL policy (instead of Garage liability) with GKLL. Would this open up some additional options you think?

Statistics: Posted by Rob — Thu May 25, 2023 11:06 pm

Hard-to-Place Accounts • Offroad vehicle Repair shop (CA)

2023-05-23T21:08:28

Hello,

Any other ideas for garage liability/gkll for an offroad vehicle repair shop? 100% dirt bikes, buggies, ATV's. I'm in CA. Current wholesaler placed them with Atlantic Casualty last year and said that the guidelines have changed and they can no longer write it. Declinations from Colony (will only write $300K), Mesa, Western World, Century (will only write $300K), Hallmark (StarStone) due to high offroad vehicle percentage. Pending at Kinsale.

Statistics: Posted by Rob — Tue May 23, 2023 9:08 pm

Opinions • Re: Any reviews on Inspire A Nation Mentoring?

2023-04-18T17:02:49

I am about to sign up for it

Hi FCF �˽��ýӳ��. I did not sign up, but am looking at it again.

Did you end up doing anything with it?

Statistics: Posted by molder101 — Tue Apr 18, 2023 5:02 pm

Opinions • Re: Declination Statement - Earthquake Coverage

2023-03-10T00:07:24

Great Question - I would have them sign a statement that says: "I decline earthquake insurance"

Additionally - just because there is some confusion here I would have them sign this statement: "I understand that homeowners insurance excludes all forms of land movement, including but not limited to earthquakes, landslides, and other forms of land movement."

Having consumers sign these forms does two great things:
1. Helps them understands
2. Assists in providing more coverage

Scott

Statistics: Posted by scojo415 — Fri Mar 10, 2023 12:07 am

Hard-to-Place Accounts • SC Wind/Hail Carrier

2023-01-09T16:42:33

Looking for a Carrier or MGA for Wind/Hail coverage in NC and SC. Commercial properties. A lot of Hotel business in them states.

Statistics: Posted by starcitybrokers — Mon Jan 09, 2023 4:42 pm

Opinions • Westfield �˽��ýӳ��

2022-11-14T21:05:03

Westfield �˽��ýӳ��. Has anyone else having problems with Underwriting, Billing, just plain customer service. Seems you can't get anyone to do anything at that carrier anymore. Quotes sit on the UW desk for weeks and endorsements taking months to fix. Billing has no clue what a customer owes and always sending out cancel notices to our management system when the account is paid in full or on ACH.

Statistics: Posted by starcitybrokers — Mon Nov 14, 2022 9:05 pm

Opinions • Re: What's the best Cluster/Agent Network to Join (Florida)

2022-08-17T17:43:54

Florida is truly a tough market right now & the potential downgrading of select carriers is not helping the situation. If you're in the Fort Myers area we may have a few options there. You can reach me at the following site or the phone below. Cheers!

Jason
888-938-4197

Statistics: Posted by jdwebb — Wed Aug 17, 2022 5:43 pm

Opinions • Re: Agency Management System

2022-07-27T20:01:50

Probably a little too late to reply to this issue: First, there is no perfect system.

QuikFuzion - $89/user/month. No start-up fees 100% web-based. Includes training, download, esig, latest Acords at all times,document management etc. . No contract (month to month) free copy of your data at any time. It amazes me that in these discussions the cost to get your data from the large vendors is never mentioned. Most agents don't even know how long they are under contract. Add a user, they extend your contract - try to convert - get ready to pay to get pay your data. Remember it is your data (supposedly).

BTW - I used to do some consulting for QuikFuzion - no association with them now.

Statistics: Posted by jtmgolf00 — Wed Jul 27, 2022 8:01 pm

Opinions • Non Resident License for California

2022-01-04T05:56:22

Happy New Year All!

Slightly random request. I am looking for an Agent that holds a current Non Resident License for the State of California. I am working with a Nevada agency that has a rep in CA. However, their rep is a CA Resident. The CA DOI requires a Non Resident License to complete the approval process. A bit of a head scratcher...

Long Story Short - if you have the Non Res CA License, I am offering a $100 Amazon Gift Card for your help in cutting through the red tape with the CA DOI.

Thanks in advance for your help.

Christian Bevington

Statistics: Posted by cbevington — Tue Jan 04, 2022 5:56 am

Hard-to-Place Accounts • Re: Foreign Auto for Tour operators that lease/rent passenger vans

2021-08-16T12:26:35

An update is I found a Westchester program that includes "Contingent" auto liability that may be of use here. However, our customer noted on their paperwork that the liability included with their rental will have liability for external claims (i.e. people they hit) but won't cover passengers. That seems very strange to me, based on U.S. insurance, does anyone know for certain if that's how it works in Europe? More specifically, is liability insurance that covers passengers not required by law? Primarily, the exposure is France and Italy, if that matters.

Statistics: Posted by rcenters77 — Mon Aug 16, 2021 12:26 pm

Hard-to-Place Accounts • Foreign Auto for Tour operators that lease/rent passenger vans

2021-08-09T12:59:35

Is there a way to cover this with U.S. based insurance? Foreign package specialists like AON's TravPro have advised they can't offer HNO for this (and it makes sense since they are effectively acting as transport companies), and also, ISO's auto form lists worldwide as the coverage territory except it limits coverage to private passenger only (and these would be 20+ person vans, so not PPTs).

Anyone have experience with this? My thought is that they need to get in-country insurance for this -

Statistics: Posted by rcenters77 — Mon Aug 09, 2021 12:59 pm

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Hard-to-Place Accounts • California Property �˽�����ýӳ�� Melt Down - Who Can Help?